Maybe A Change In Plans…

Well when life throws you a curveball you go with the flow right…
Well life threw us another curveball yet again today…
Now that our house is sold ( we signed the paperwork yesterday ) were looking for a home ourselves…
When looking for a home you need to figure out what you can afford…
So we had our credit pulled up and got pre qualified…
Here is the problem…
Because of our lack of credit…we have good credit just not enough of it..
So we got approved for a 230,000 dollar loan at about a 6 ½ rate…
Also we would have to pay a couple hundred a month for mortgage insurance because of our lack of our history…
So we would end up paying the monthly price of a 300,000 dollar home and only getting 230,000 worth…
And here that won’t get you very much at all…
So were rethinking everything…
We are looking at some homes tommorow and some in the our price range and the really nice ones that we like above our price range…
And based on what we see if we find something we like great…
But if we don’t…I think we should get an apartment…save…build up our credit…then build a house…
And we would build the house of our dreams…
I really think that is what we are going to do…
And the apartments we are looking at our REALLY nice and REALLY affordable…
So i’m thinking if we don’t fall in love with something tommorow…
We get an apartment…move in asap…
And then build our dream home in the next year or two…

Man this has been some crazy rollercoaster…

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